Cyber insurance is a hot topic and something you want to explore but you are nervous about which cyber insurance policy to get and you are concerned about overpaying.
You are not alone.
There is good reason to approach purchasing a cyber insurance policy with apprehension. The insurance industry has not standardized coverages as it has done with a general liability policy for example.
Cyber-security is not an IT issue it is a business risk issue. A cyber insurance policy will protect you from this risk.